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DO NOT TRUST OR WAIT ON YOUR LENDER
WAITING ON THEM TO APPROVE A FORBARENCE OR MODIFICATION COULD MEAN YOU LOSE YOUR HOME
Helping families preserve their lifestyle.
Lender Foreclosure, Tax Foreclosure, HOA Foreclosure
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Let’s talk about options that work for you!
WE CAN HELP ANYBODY IN ANY SITUATION
“We help families solve their stressful situation, avoid foreclosure, keep their home and family together while preserving your investment.”
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Having stress from being delinquent or needing a second loan on your mortgage can be overwhelming.
Times are tough and getting tougher!
Our goal is to provide innovative solutions for you.
Our mission is to be the unwavering support system for homeowners in distress, offering a wide range of options and resources to help them regain control of their financial stability and housing security. We are committed to providing hope, guidance, and solutions to prevent foreclosure and its life-altering effects.
Our Services:
We offer a comprehensive range of services to assist homeowners facing foreclosure or other distress situations:
Understanding Your Situation:
We work closely with homeowners to assess their unique circumstances and challenges. Understanding your situation is the first step in tailoring a solution that best fits your needs.
Negotiating Feasible Solutions:
Our team of experienced professionals will negotiate on your behalf with lenders to explore options that make financial sense and are conducive to your specific situation.
Stopping the Foreclosure Process:
We aim to prevent the traumatic eviction process by seeking alternative solutions, ensuring you can remain in your home.
Avoiding the Eviction Process:
In the event option 1 and 2 don’t work and the lender still want to foreclose.
We attempt Negotiating for More Time release of further financial obligation:
Mortgage Payoff Process and Stay-in-Home Solutions:
Short Sale or Deed in Lieu of Foreclosure: While not ideal and as an absolute last resort to foreclosure, these options can be less damaging to a homeowner’s credit than a foreclosure. A short sale involves selling the property. In these cases we try to negotiate with the lender to allow it to be sold contingent on you remaining in the home afterwards.
A Deed in Lieu of foreclosure is the voluntary transfer of the property. In this case we can negotiate terms to possibly put money in your pocket and also remain in the home a longer period than if they were foreclose.
We have access to resources and financial strategies to negotiate and pay off your mortgage then offer options for you to remain in the home.
Experienced Professionals: Our team consists of professionals in real estate, finance, and foreclosure prevention, ensuring you receive the best guidance.
Customized Solutions: We don’t believe in one-size-fits-all approaches. We tailor our solutions to your unique situation.
Proven Success: Our track record of helping homeowners avoid foreclosure and regain stability speaks for itself.
Common Situations
We know that the thought of foreclosure or getting a second home loan with bad credit or low income can be overwhelming. Luckily, there are a few things you can do immediately. We are used to all types of situations.
1. Lender says that you are in forbearance.
Let’s discuss how forbearance works. Has something recently happened that is stopping you from making your payments? Did you lose your job, get sick, go through a divorce, or something else that would impact your financial situation? Your lender said that you are in a forbearance. Forbearance is when your mortgage servicer or lender allows you to pause or reduce your mortgage payments for a limited time while. In most cases, complaints that their loan servicers said they could skip payments for months. Investigators found numerous examples of “incomplete, inconsistent, dated and unclear guidance” to borrowers. They do not mention that most homeowners end up losing their property while waiting for an answer or packet from the lender.
Have you begun to notice that mortgage payments are becoming harder and harder to pay in full? Has something significant in your life occurred that is stopping you from being able to make your payments. The Loan Mod, expected to be the most common modification, shifts the unpaid months to the end of the loan, while also dividing unpaid escrow — including taxes, insurance, association fees — and adding it to the monthly loan payment for a number of months. In some cases the Monthly payment could end up being lower or 3 to 5 times higher than the original payments.
Have you missed payments, but you don’t have enough cash on hand to pay off everything that you’ve missed? We will deal with your bully lender on your behalf and find a resolve at no cost to you.
4. Payment Plan Help
Have you missed a couple of payments, but you are generally still able to make payments? Try seeing if your lender would consider a repayment plan. Even though your lender may be more hesitant to do this, we can help.
5. Lender Hell Bent on taking your home and not letting you make a payment?
While lenders continue to get more restrictive towards you, we are providing a new and inclusive solution.
Whether we are paying off debt OR negotiating with the lenders. In situations where we are unable to help you stop your lender from proceeding with foreclosure, we will explore alternative options, such as us doing a Mortgage Pay-off.
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